RBI proposes anonymising ATM details at banks, instead of merchant sites

The RBI proposes bank-level tokenisation to streamline secure online payments, eliminating redundant processes across multiple e-commerce platforms. This centralised approach enhances user convenience by linking tokens directly to existing bank accounts rather than individual merchant apps. By reducing duplication and strengthening anonymity, this shift significantly mitigates card-data fraud, offering a more robust and efficient framework for protecting financial data in open digital ecosystems.

Source: thehindu.com
Published on 2023-10-07