Open Banking: confianza, transparencia y consentimiento de los usuarios en el uso de los datos

The text establishes that transparency in how financial institutions handle data is key to building trust and fostering engagement with digital services. By understanding how their information is used, users feel empowered and secure, transforming their role from passive participants to active decision-makers. In the context of open banking, digital consent is characterized as explicit, granular, and revocable, giving users full control over which data they share and with whom. This structure not only supports a balanced power dynamic but also aligns practice with international regulations that prioritize ethics and security in the handling of personal information. The relevance to open data lies in how these mechanisms facilitate an interoperable and secure ecosystem. The implementation of uniform standards and robust cybersecurity controls enables financial data to flow among external providers without compromising integrity, demonstrating that technical openness must go hand in hand with user protection to be sustainable and ethical.

Source: tn.com.ar
Published on 2024-02-13

Open Banking: confianza, transparencia y consentimiento de los usuarios en el uso de los datos

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