Diez millones de clientes ya activaron 19 millones de llaves digitales

Financial inclusion and access to credit are key tools for improving citizens’ quality of life and happiness. It is highlighted that Colombia is approaching the levels of the happiest countries in terms of ownership of financial products, although a significant gap in formal access to credit persists and must be reduced by 2030. Open data and artificial intelligence emerge as essential instruments for optimizing these services. By enabling a deeper analysis of consumption and risk trends, they facilitate the customization of offers and strategic decision-making, accelerating the reduction of the credit gap and promoting more equitable inclusion. This approach is relevant to the open data sector because it demonstrates how transparency and access to financial information can drive social well-being. By integrating technologies such as instant payments and digital systems, data become a public asset that not only makes the market more efficient but also directly contributes to macroeconomic goals of happiness and stability.

Source: portafolio.co
Published on 2025-03-08

Diez millones de clientes ya activaron 19 millones de llaves digitales

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