La morosidad de la banca cae en julio hasta el 2,92%, su nivel más bajo desde 2008

Spain’s banking sector has reached its lowest default rate since 2008, signaling a significant stabilization in financial health. This sustained decline in non-performing loans and overall credit portfolios indicates improved resilience among banks, credit unions, and cooperatives, marking a strong recovery from previous economic pressures. While consumer finance institutions experienced a slight monthly increase, their annual rates remain substantially lower than those of the prior year. This contrast highlights divergent trends within specific financial segments, yet the overarching trajectory remains positive as broader systemic risk decreases across the entire Spanish credit landscape. This data is relevant to open data initiatives by demonstrating how transparent, publicly available financial statistics enable accurate macroeconomic monitoring. Open access to such granular metrics allows analysts, developers, and citizens to track economic indicators in real time, fostering informed decision-making and enhancing accountability within the financial sector through verifiable, standardized datasets.

Source: rtve.es
Published on 2025-09-26

La morosidad de la banca cae en julio hasta el 2,92%, su nivel más bajo desde 2008

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