Control de datos y autonomía, entre los beneficios a usuarios de las finanzas abiertas
The article argues that open finance must evolve beyond simple data transfers to achieve full system connectivity, preventing fragmentation akin to competing mobile operating systems. By interconnecting products, it empowers users with immediate control over their data and consent, ensuring autonomy while enhancing security and fraud prevention through better information flow. This shift is critical for open data as it transforms customer profiling and enables hyper-personalized services through shared insights. The focus moves from mere data exchange to holistic interoperability, improving internal processes and customer experience. Ultimately, it highlights the urgent need for Latin America to adopt open models that prioritize user agency and systemic integration over isolated banking silos.
Source: larepublica.coPublished on 2024-10-19